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Sadonna Price
Updated: Jul 10, 2023
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US online casinos use prepaid cards extensively to help players get a flawless experience. In fact, these have, in many ways, become the default payment method at the expense of debit and credit cards.
Prepaid card usage presents itself in a variety of ways. The most obvious we’ve seen so far is when players receive branded prepaid cards in legal US online casinos. But you can also use the Play+ card.
Why do you need a prepaid card in the first place? For starters, playing with a prepaid card helps you control how much you are spending online.
Prepaid cards are also not only about transferring money from A to B, but they provide players with a safe and anonymous way to transact. These cards also open the door to exclusive gifts and rewards.
The case for prepaid cards is simple, and it’s not difficult to see why they have enjoyed mass adoption. Prepaid cards are safer than walking around with large wads of cash.
Plus, these cards function exactly the same as common debit and credit cards. The key difference is that prepaid cards are not linked to your bank account, which makes them an even safer alternative.
But everything else is the same.
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Prepaid Card At Online Casinos
Yes, you can use a prepaid card at online casinos in the United States with ease. This includes prepaid credit and debit cards, as well as virtual prepaid cards.
As long as the jurisdiction you are in accepts online casino gaming, you will find prepaid card options that suit you.
Are any fees involved? Yes, there are some fees associated with your card. This, however, is different from one supplier to another. Even cards from the same payment service provider can have different fees.
Deposit limits – Yes, you will get deposit limits on prepaid cards in the same way you do on other cards. Common deposit limits you will encounter are daily, weekly, and monthly caps.
Withdrawal limits – Providers are the ones that put caps on the amount of money you can take out.
Prepaid cards safety – Yes, using a prepaid card is not only safe, it’s convenient. Imagine having to move around with wads of cash every time you want to make a payment.
Or exposing your bank details when you want to transact online. There is nothing like that with prepaid cards.
Online Casinos That Accept Prepaid Cards By State
Online casino gaming is live in some jurisdictions in the United States including New Jersey, Pennsylvania, West Virginia, and Michigan. All casino operators in these states accept prepaid cards.
In places that haven’t legalized online casino gaming, you can find casino games in social casinos like Chumba Casino, Funzpoints, and Luckyland slots. On all these platforms, you can use prepaid cards to fund your activities.
Types Of Online Casino Prepaid Card
When transacting online, you come across many prepaid card options. The big players in this arena include MasterCard, Visa, and American Express.
Naturally, when you put these financial service giants against each other, there’s bound to be a great deal of competition. That’s why you see card packages that include rewards like discounts on gas and groceries.
Prepaid Visa
Visa has a plethora of prepaid card options. This financial services provider is famous for a variety of reasons. But one of the biggest advantages of using this service is the free withdrawals.
You will also find prepaid cards that you can get from this supplier without going through any credit checks, and some that ignore overdraft fees entirely.
Funding your prepaid card is a big deal. Players will naturally gravitate towards an option that makes topping up a breeze.
Visa lets you fund your prepaid card from a wide range of methods. Besides that, you can also take advantage of the many services which you get with these cards. This includes seamless bill payments and budgeting services.
Prepaid MasterCard
How many payment service providers can claim to be the only outfit with a free ID theft protection feature? MasterCard provides this fantastic online tool to its customers for free. This makes it one of the best-prepaid card sources on our list.
But this is not the only reason players choose MasterCard. You have lots of card options at your disposal that you can use to transact in US online casinos.
The great thing about Mastercard prepaid cards is that you can even link them to your bank account or other popular third-party payment processors like PayPal. You can also get these cards with no credit checks or bank account details.
Prepaid American Express
American Serve Express is an innovative product that allows players to sign up for a reloadable account, as opposed to having a standalone prepaid card service. There are many benefits to this new arrangement.
Players enjoy free online bill payments, ATM withdrawals, and a 1% cashback. This is just a snapshot of what American Express offers. It has reasonable fees for retail purchases if you can’t access the free online option.
On top of that, you can use the MoneyPass ATM network to access funds in your American Serve express account.
How To Fund A Prepaid Card
Funding your online gaming account from a prepaid card is effortless, no matter what option you use.
To make sure we cover all bases, we’ve included a quick guide on how to top up your prepaid card:
- Select the prepaid card you want to use. Before you buy it, make sure to select a card that speaks to your needs and preferences.
- Log on to your account and select the payment options you wish to use to fund your account. It depends on the prepaid card you use, but you usually have a wide range of methods at your disposal.
- Enter the amount you wish to add.
- You will receive a confirmation that your card has been funded successfully.
- These prepaid cards also come with apps you can use to check your balance.
Using A Prepaid Card At An Online Casino
The ultimate purpose of funding a prepaid card is so that you can use it to make payments into your online casino account.
This may be to purchase gold packages or add money for wagers. If you have used debit or credit cards in online casinos before, then the experience will not be new.
We have listed the simple steps you can take below:
- First, get a prepaid card with your preferred supplier.
- Top up your prepaid card using a method of your choice.
- Make your way to the online casino and create a new account.
- Click ‘Deposit’ or ‘Add funds.’
- Select your prepaid card from the options available and input your card number.
- Enter the amount you wish to deposit.
- Your transaction will reflect on your balance and you will receive confirmation that it has gone through successfully.
Using A Prepaid Card At A Social Casino
You can use prepaid cards in social casinos. These are sweepstakes sites that allow you to access casino games in jurisdictions where online casinos are traditionally illegal.
Social casinos function differently from mainstream online casinos. Here, instead of depositing, you buy gold coin packages.
These packages come with two currencies, one for social play and sweeps coins for when you play for real prizes. You can redeem your winnings by collecting gift vouchers or real prizes into your account.
You can also receive free bonus sweeps coins in the new player welcome offer. These are the same as the coins in the gold coin package and can be used for real money games.
Chumba Casino Prepaid Card
Chumba Casino has a Mastercard prepaid card. The site forged a working arrangement with EML where you can top up your card using your bank account. You can then proceed to purchase gold coin packages.
So how does it work? First, you need to register a new account at Chumba Casino. Once that’s out of the way, allow for seven to 10 business days to get the physical card.
You need to unlock your card before you can use it.
Luckily, this is a straightforward process and needs only a few simple steps to complete. For your convenience, we have outlined these steps below.
- Head over to the site inscribed on your card in order to unlock it.
- Log into your account and click on the ‘Unlock Card’ button.
- Enter the six-digit code on the back of your card. You’ll then receive a unique card PIN.
- Your unlocked card can now purchase gold coin packages and also transact on ATMs.
Redeem Funds With A Prepaid Card
Yes, you can redeem online casino winnings directly into your prepaid card. Whether you are using a card from AMEX, Visa, or MasterCard, you can cash out your earnings this way.
Keep in mind, though, that you need to have completed any applicable bonus wagering requirements for you to do this.
Play Plus Prepaid Card
Play+ is essentially a prepaid card service that you use to make instant deposits and withdrawals when you transact online.
It is a favorite on many platforms because it is a safe, convenient, and cost-effective method used to take part in the casino.
Using the Play+ method is also a breeze. Even new players who’ve never set foot in a casino won’t struggle to figure out how this works.
How To Sign Up For A Play Plus Card
You have two options when you are signing up for the Play+ card. You can either open an account in person or online. Here, we will highlight the online process since it’s the one most players will use.
- Make your way to the Play+ website.
- Select the program for which you are signing up.
- Register and log in.
- Locate the Play+ options and enroll.
Enrollment involves you verifying your address and identity. This is a straightforward process that ends with you agreeing to the terms and conditions.
After enrollment, you can link your Play+ and online casino accounts. This will enable you to undertake instant deposits and withdrawals.
How Do I Fund My PlayPlus Card
More convenience is realized when you fund your account. You can do this 24/7 online. The great thing about Play+ is that you have a plethora of funding sources at your disposal.
Whether you want to use e-wallets, credit cards, or a checking account, you can do so. Do take note, however, that the options you will get are dictated by the online casino. The limits vary as well depending on the platform you are playing in.
As a general rule, though, expect a maximum of $2,000/day. This is a lot, but if you need higher limits, there is always the VIP Play+ program.
Below, we have included a quick guide on how to fund your account:
- Enroll into Play+ by using the simple steps outlined here.
- Follow the prompts to add funds to your account.
- Use those funds to pay your way in your chosen online casino.
Why Should I Get An Online Casino Play+ Card
The Play+ online casino card is an excellent way to manage your bankroll when you play these games.
The last thing you want to be worried about is blowing your budget when enjoying yourself online.
Players will also receive a physical Play+ card. You can use this card as a legitimate payment method when transacting online as well as in retail shops.
Play+ has a magnificent reach allowing players to transact wherever Discover is accepted.
You can also get your hands on actual cash at ATMs that take PULSE and NYCE cards.
Best Prepaid Cards For Online Casino
Players will be spoilt for choice when looking for prepaid cards to fund their online casino activities. Visa alone offers 37 options, MasterCard 16, and American Express comes in with a few interesting options as well.
This guide wouldn’t be complete if we failed to mention Kroger Rewards. It has Visa and MasterCard prepaid card options that have no overdraft fees and you can land with no credit checks whatsoever.
Furthermore, Kroger Rewards prepaid cards can be loaded from a wide range of payment channels. If you are in the market for a prepaid card that you can manage on a mobile app and gives you added rewards for fuel and groceries, this is it.
The NetSpend MasterCard prepaid card also deserves special mention. It is popular because it provides cashback and quick transfers. This is only on qualifying purchases. NetSpend has no interest charges or late fees.
If you are looking for a clear alternative to traditional payment methods, then Paysafecard might just be it. Why do we say so?
Well, Paysafecard has no administration fees and is more in line with the needs of the online gaming fraternity.
Advantages Of Using A Prepaid Card
Convenience is the keyword when talking about online payment options. You have this in spades in prepaid cards and dare we say, in the same levels as debit and credit cards.
Prepaid cards also stand toe-to-toe with options such as Moneygram and even Western Union with all its popularity.
These are some of the awesome perks of using prepaid cards:
- Prepaid cards are funded in advance. There is no risk of any hackers accessing your banking details.
- Using prepaid cards is quick and easy.
- When you consider security, prepaid cards offer the same benefits as credit cards.
- You are assured that your personal information is secure when you’re using prepaid cards.
- There are no credit checks when you purchase prepaid cards.
- They are a fantastic option for players who might be suffering from problem gambling.
- Prepaid cards are not only valid in online casinos, you can also use them in many online stores.
- Many prepaid cards come with mobile applications that you can use to manage your account.
- Prepaid cards are widely accepted across online and retail businesses.
- Major payment service providers have disbursed multiple prepaid card options from which players can choose.
- Prepaid cards can also carry extra rewards like discounts on gas and groceries.
Disadvantages Of Using A Prepaid Card
Nothing can ever be 100% good, and you shouldn’t expect prepaid cards to be any different. Here are a few areas we feel need some tweaking.
- Monthly subscriptions can change with little warning.
- Some providers have plenty of hidden fees. These can be for declined transactions, purchases, you name it.
- Using prepaid cards has no impact on your credit score.
- Prepaid cards may have restrictions on how much you can spend over a given period.
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